Our thoughts are with those impacted by the wildfires. Please stay safe. You can submit a Scotia Home & Auto insurance claim anytime through the Scotia Insurance app or online via the Client Centre.
Home insurance
Protect your home and belongings from the unexpected and find the right coverage for your needs.
Bundle and save.
Take advantage of additional savings and benefits when you insure your home and car through us.*
Benefits you can look forward to:
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24/7 claims service
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Discounts for claims and mortgage-free homeowners
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Contents coverage when you move±
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Flexible premium payment options
Coverage options**
From basic to comprehensive, Scotia Home Insurance has the right coverage for you and your home. Insure and protect your house, condo or rental property.
Home
Protect your property and possessions.
Condo
Find a policy that works with your building’s policies and rules.
Tenant
Insure your valued possessions and more.
Manage your home & auto insurance online
- Digital proof of insurance
- Submit and track a claim
- Policy and payment information
- Make updates & more
Download the app!
4.6 average rating
Based on Apple App Store and Google Play store ratings of Canadian mobile insurance apps as of March 2025.
Helpful tools and resources
Protecting Your Home While You’re Away
Before heading out, deter intruders with this collection of tips and suggestions.
Insuring Your Specialty Items
You have protected your home with property insurance; however, if you have high value items, they may not be fully covered.
Contact us
Home insurance
Get a quote online
Sales
Service
Monday to Friday 8 am-6 pm
Saturday 9 am-5 pm
Your local time
Online Support
Access online chat or view our FAQs.
®
Scotia Insurance is a registered trademark of The Bank of Nova Scotia, used under license by BNS Insurance Agency Inc. (“BNSIA”).
Scotia Home & Auto Insurance is arranged for by BNSIA. Home and auto policies are underwritten by Belair Insurance Company Inc., and services are provided by belairdirect Agency Inc. except in the province of Quebec where the services are provided by Belair Insurance Company Inc. (collectively “belairdirect”).
®belairdirect is a registered trademark of Belair Insurance Company used under licence.
Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory. The information that appears on this website is provided to you for informational purposes only. Your insurance contract prevails at all times; please consult it for a complete description of coverage and exclusions.
*
Bundled savings applied when you purchase both home and auto insurance through BNS Insurance Agency Inc.
**
Described coverage and benefits are applicable only to policies underwritten by Belair Insurance Company Inc. and their availability varies depending on province. We offer car insurance and home insurance in Alberta, Ontario, Quebec, New Brunswick, Nova Scotia, Newfoundland and Labrador and Prince Edward Island and home insurance only in British Columbia.
±
Coverage is not available in Quebec.
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