Critical Illness Insurance

Stay financially healthy as you focus on your recovery

Choose the right Critical Illness Insurance with confidence

Scotia Enhanced Critical Illness Insurance

For financial protection against 22 serious critical illnesses and conditions, choose Scotia Enhanced Critical Illness Insurance

Acceptance is guaranteed. No medical questionnaire or exam required.




Choose $10,000 or $25,000 in protection, with $200,000 or $500,000 paid in the event of four life altering conditions (paralysis, blindness, dismemberment, or loss of independence).

Lump-sum benefit can be used any way you choose. 




Convenient payment options. Pay your premiums monthly through your credit card, chequing or savings account.

30-day review period. If you decide our Scotia Enhanced Critical Illness Insurance is not right for you, cancel within 30 days to receive a full refund of any premium paid.

Ideal if you:

  • Want budget-friendly coverage up to $25,000
  • Want coverage for a wide range of illnesses and conditions

Who can apply? 

  • Ages 20-74
  • Canadian residents* who are existing Scotiabank customers or the spouse of a Scotiabank customer 

*Not currently available in Quebec and Nunavut

For additional details:

For further information on Scotia Enhanced Critical Illness Insurance, please refer to the sample Certificate of Insurance.

Ready to enrol or request a quote?

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Monday to Friday 10:00am-9:00pm ET

Saturday 10:00am-6:00pm ET
*not available in Quebec or Nunavut