Benefits you can look forward to:
24/7 claims service
Loss of use coverage
Flexible premium payment options
From basic to comprehensive, and everything in-between, Scotia Auto Insurance has the right coverage for your car, truck, or motorcycle. In Canada certain coverages are mandatory for all drivers, however, there are many optional coverages you can add to suit your individual needs and budget.
Our coverage options include:
This covers your personal liability in the event of accidental damages or injury to someone else. Choose $1 million or $2 million in coverage.
Uninsured Auto coverage financially protects you if you are hurt by an uninsured or hit and run driver. Your vehicle damage and contents may also be covered too.
This covers repairs to your vehicle after a collision that you are responsible for. If you finance or lease a vehicle, your financial institution may require you to have this coverage.
An extra, Comprehensive coverage financially protects you in the event of damage that does not occur from a collision; like hail, fire, theft or vandalism.
An All Perils policy gives you access to both Comprehensive and Collision insurance, providing you with full coverage. In addition, you are also covered for theft of your vehicle by someone who lives in your house.
Rental Vehicle Coverage
If you have both Collision and Comprehensive insurance on your policy you may be eligible for Rental Vehicle Coverage too. This insures you for car rentals in Canada or the U.S. up to a certain limit.
Get more from your Scotia Auto Insurance with additional benefits to suit your unique needs and lifestyle.
Auto Claim Forgiveness
Accidents happen. Protect your insurance premium from going up with Auto Claims Forgiveness.
With Smarter ride, you can receive a customized insurance premium upon renewal for being a smarter driver, plus access features like Crash Assist, Weather Alerts, Car Care, and more.
Helpful tools and resources
Mobile Safety and Driving
More people than ever are now using mobile phones to talk, text, e-mail and stay connected with friends and family.
Tips on Buying Your First Car
Buying your first car is a big decision—and a big purchase. A few tips on how to go through the process can help make sure things go smoothly.
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