Auto insurance
Protect yourself on the road with an auto insurance policy that goes the extra mile.
Bundle and save.
Take advantage of additional savings and benefits when you insure your home and car through us.*
Benefits you can look forward to:
Coverage options
From basic to comprehensive, and everything in-between, Scotia Auto Insurance has the right coverage for your car, truck, or motorcycle. In Canada certain coverages are mandatory for all drivers, however, there are many optional coverages you can add to suit your individual needs and budget.
Our coverage options include:
Liability
This covers your personal liability in the event of accidental damages or injury to someone else. Choose $1 million or $2 million in coverage.
Uninsured Auto
Uninsured Auto coverage financially protects you if you are hurt by an uninsured or hit and run driver. Your vehicle damage and contents may also be covered too.
Collision
This covers repairs to your vehicle after a collision that you are responsible for. If you finance or lease a vehicle, your financial institution may require you to have this coverage.
Comprehensive
An extra, Comprehensive coverage financially protects you in the event of damage that does not occur from a collision; like hail, fire, theft or vandalism.
All Perils
An All Perils policy gives you access to both Comprehensive and Collision insurance, providing you with full coverage. In addition, you are also covered for theft of your vehicle by someone who lives in your house.
Rental Vehicle Coverage
If you have both Collision and Comprehensive insurance on your policy you may be eligible for Rental Vehicle Coverage too. This insures you for any car rental in Canada or the U.S.
Helpful tools and resources
Mobile Safety and Driving
More people than ever are now using mobile phones to talk, text, e-mail and stay connected with friends and family.
Tips on Buying Your First Car
Buying your first car is a big decision—and a big purchase. A few tips on how to go through the process can help make sure things go smoothly. Your Policy, Your Way
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Auto insurance
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Sales & Service
Monday to Friday 8:00am-6:00pm
Saturday 9:00am-5:00pm
Your local time
Quebec: Monday to Friday 8:00am - 6:00pm ET
Roadside Assistance
24/7
Available to subscribed policy holders only
*
Bundled savings applied when you purchase both home and auto insurance through BNS Insurance Agency Inc.
Scotia Home & Auto Insurance is arranged for by BNS Insurance Agency Inc. Policies are underwritten by Unifund Assurance Company (“Unifund”) except in the province of Quebec where the policies are underwritten by Royal & Sun Alliance Insurance Company of Canada (“RSA”). Johnson Inc., as sub-contractor to BNS Insurance Agency Inc., provides certain customer services in respect of Scotia Home & Auto Insurance.
Described coverage and benefits applicable only to policies underwritten by Unifund or RSA. Auto insurance not available in BC, SK or MB. Home and auto insurance not available in NU. Johnson, RSA and Unifund share common ownership.
Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.